2825 Cotton Cloud Road

How the county identifies it

This is the parcel's public record as read from the Clark County assessment roll: who has held it, what was recorded at each change of hands, and the values the county carries. Where the listing and the county card agree, that is shown; where they differ, the difference is stated as found.

What the county measures here

Every line reads straight off the Clark County assessment roll.

The assessment roll, year by year

The change column tracks the taxable figure year over year, exactly as the roll carries it. Source: the Clark County assessment roll.

The recorded history of this parcel

Names are shortened to initials out of respect for the people behind them; the county publishes the full record. A price appears where the recorded document carries one.

Building permits on public record

Conditions, as measured

This is a reading of measured conditions and of what it costs to step in. Today's combination of readings appears in 1 of the 439 months on record.

Conditions as measured, each from an official published series with its own reading date. 30-year mortgage rate (US average) was 6.71% in the reading dated September 3, 2026, up 0.41 points over the past twelve months and up 0.33 points over the past six. Inflation, CPI year-over-year (US) was 3.3% in the reading dated July 1, 2026, up 0.56 points over the past twelve months and up 0.91 points over the past six. Unemployment rate (US) was 4.1% in the reading dated August 1, 2026, down 0.2 points over the past twelve months and down 0.3 points over the past six.

What it costs to carry

Move the three numbers and watch the monthly cost move with them.

What actually sold around it

Recorded sales drawn from the Clark County parcel record, each price as the recorded document carries it. These are the sales the county itself holds around this address, not an estimate of this home's value. The county's own card for this address carries 2,730 sq ft, built 1988, last recorded sale $260,000 in June 1999.

Unemployment rate (Nevada) was 5% in the reading dated July 1, 2026, down 0.2 points over the past twelve months and down 0.3 points over the past six. Homes actively listed (Las Vegas metro) was 10,788 in the reading dated August 1, 2026, up 693 over the past twelve months and up 1,632 over the past six. New building permits (Las Vegas metro) was 740 a month in the reading dated July 1, 2026, down 107 over the past twelve months and down 316 over the past six. Months' supply of new homes (US) was 9.6 months in the reading dated July 1, 2026, up 0.4 over the past twelve months and down 0.3 over the past six.

10,788 homes are actively listed across the metro - a higher count than in 95.0% of the months in the past 5 years of that series. Buyers are choosing from a fuller shelf than usual. New building permits are running at 917 a month on a twelve-month average, lower than in 95.0% of the months in the same window.

Taken one reading at a time: mortgage rates held high in 16.6 percent of months, inflation accelerated in 17.5 percent, employment was steady in 42.1 percent, listed supply was loose in 5.5 percent, and new-home permits were constrained in 23.5 percent.

The closest historical parallel is November 2000, when mortgage rates were holding high, inflation was accelerating, employment was stable, and new-home permits were constrained. The 30-year rate then was 7.73 percent, compared with 6.58 percent now.

Set against the common rule that housing costs stay under 28% of gross income, the entry looks like this: 10% down is $79,900 at closing, $5,629 a month, and implies about $241,236 of household income, 20% down is $159,800 at closing, $4,753 a month, and implies about $203,708 of household income and 30% down is $239,700 at closing, $4,237 a month, and implies about $181,589 of household income. Held five years at that rate, $208,319 goes to interest and $39,415 to principal, leaving $599,786 owed and $199,214 paid into the loan.

Who pays the wages here

The Las Vegas-Henderson-Paradise metro holds 1,176,800 payroll jobs, adding 9,900 over the past twelve months. Leisure and hospitality leads at 25.5 percent of all employment, the defining driver of the local economy. Trade, transportation and utilities follow at 18.1 percent, and professional and business services at 15.6 percent. Government and private education and health services each carry roughly one in ten jobs, giving the metro a mix of tourism-facing and public-service employment.

The workforce here is anchored by hospitality and trade, with paycheques coming from resorts, warehouses, and public institutions. Leisure and hospitality jobs often pay below the metro norm, while professional services and healthcare roles pay above it. A stable payroll base across these sectors supports household incomes that fund both rental payments and mortgage obligations. Present payroll readings of 1,176,800 jobs and a 5.4% unemployment rate indicate a metro where employment is broad enough to sustain demand for homes across price points.

The employers behind the count

Named employers whose payrolls stand behind the measured series above.

How the method runs

Every figure below is a modelled scenario built from the stated assumptions. The model solves for what this property would have to collect to carry itself.

The method is fixed and runs in this order. Take the asking price, the live average 30-year rate and the down payment, and compute the loan payment. Add the property tax and insurance carried in the model.

Modelled scenarios

Each line is computed from the inputs named beside it: what the arithmetic does at those inputs, stated as a scenario.

What rents measure around it

62.4% of renting households in the surrounding census area put 30% or more of their income toward rent.

Monthly rents measured across homes actually rented in the surrounding census area; not a prediction for this home. American Community Survey five-year estimates, 2019-2023.

What renting here measures like

Census Tract 58.06, Clark County · American Community Survey five-year estimates, 2019-2023. Each line reads the immediate census area around this address against the county that holds it.

Then solve the question backwards: what monthly rent would this house have to collect for the income left after vacancy, management and maintenance to cover that carrying cost. That figure is arithmetic on the assumptions below - it says what the property needs to collect.

The carrying cost, item by item. A 20% down payment on $799,000 leaves $639,200 borrowed; at 6.71% over thirty years that is $4,129 a month, $49,548 a year. Property tax is carried at $5,992 a year and insurance at $1,500 a year. Cash needed at closing works out at $179,775 - the down payment plus closing costs assumed at 2.5% of price.

The downside case is worth stating in the same breath. Take $6,085 a month, cut the rent 10% and double the vacancy assumption, and the same house runs $797 a month short - $9,564 over the year. That is the shape of the risk: the whole answer moves with the rent the property collects.

Everyday necessities

Where daily life is actually done from this address: the nearest recorded place of each kind anywhere on the map. Street-network times where the network measured them; otherwise the straight-line distance and the city it sits in.

The nearest named place in each category

What each band of travel reaches

Recorded places reached inside each band, measured along the real street network from this address - every mode, every band that was measured.

How close each category truly sits

Edge minutes are walked from the area's own boundary; the other minutes from its center.

Where this area places, category by category

Every category, placed against the 40 areas measured on this map. The rank counts network travel time to recorded places, nothing else; the right-hand column is the share of measured areas whose reading sits below this one's.

The same streets, different lives

The same measured categories, weighted the way different households lean on them - errands close at hand for one, evening reach for another - with every area on this map read identically.

The named places, all of them

Every named business and place the map records inside the area itself - 27 of them, grouped by what they are.

The home, and the places measured around it

Each pin is a named place, measured from this address along the street network.

What the network looks like

The address is on a residential street with 2.06 roads meeting at a typical intersection on average, and 1.3% of the named streets in the area are arterial roads. This is the measured shape of the road network: street type, through routes, and the roads that carry traffic past the area rather than through it.

The street, measure by measure

What Cotton Cloud Road meets

Every street Cotton Cloud Road meets, each with its own measured class and length. 0 of them carry through traffic. Cotton Cloud Road itself runs under a quarter mile end to end.

How this area gets to work

How the people living around this address actually travel to work, measured across the immediate census area and read against the county.

The health infrastructure on the ground

Named health infrastructure the map records inside the area itself - each one a real, named place, not a category count.

The flood map at this point

Outside mapped flood hazard areas

This location sits outside every high-risk (1-percent annual chance) and moderate-risk (0.2-percent annual chance) flood area FEMA maps nationally, so standard mortgages carry no flood-insurance mandate here. The nearest mapped flood hazard area (Zone X) lies within about half a mile of the property.

Source: FEMA National Flood Hazard Layer, read at this property's coordinates.

Named environmental points nearby

Named facilities on federal environmental registers within a mile of the address, each with its measured straight-line distance. A listing reflects a permit or registration on public record, not a violation. Source: EPA enforcement and compliance records.

The schools measured from this door

The nearest schools by measured travel are M.J. Christensen Elementary School, Sig Rogich Middle School and Faith Lutheran Junior and Senior High School.

The nearest chain, level by level

The closest named school at each level, measured from this address along the street network.

Everything within reach, by distance

Independent options

Where the school run leads next

Real, named institutions, each with what it is known for, how it admits, and where its graduates go.

Degrees, and who hires them

The fields taught in this metro, the institution that teaches each, and named local employers who hire it.

The careers behind the payrolls

Ordered by how much of the metro's measured payroll each sector carries.

The routes people actually take

Common routes from named local high schools into named local payrolls - the coursework, the institution in between, and the employers at the end.

Every series, with its own reading date

How today classifies, dimension by dimension

Measured against 439 months of history from January 1990 onward. The right-hand column is how often each reading has held in that record.

When it last looked like this

Months in the measured record whose conditions most closely match today's. Similarity is a measurement of what happened, not a forecast.

What followed the look-alike months, in full

The 8 most similar months on record (April 1995 to October 2007), and the full measured range of what followed each of them - the low, the middle and the high of every series, with the month each extreme followed. The matching is range of what actually followed the 8 most similar months on record, matched on rates, inflation, employment and construction conditions. A range is a record of what happened then, not a forecast of what happens next.

Every payroll series, with its own reading

The metro's payroll record, series by series - each with its latest reading, its measured twelve-month and five-year changes, and its share of the whole.

Where the paycheques come from

The sectors that carry the metro's paycheques, largest first - who does the work, where the hiring runs, and how the pay tends to sit.

The housing market where it stands

Census Tract 58.06, Clark County · American Community Survey five-year estimates, 2019-2023. Each line reads the immediate census area around this address against the county that holds it.